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Renew

Renewing
your mortgage?

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What do I need to know?What’s my rate?What will my payments be?Pre-payment privileges

Learn more

Purchase

Buying a new
home?

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What do I need to know?What’s my rate?How much can I afford?Pre-payment privileges

Get pre-approved Learn more

Refinance

Considering
refinancing?

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What do I need to know?What’s my rate?What will my payments be?Pre-payment privileges

Learn more

Rates

Looking for the
lowest rates?

Alberta
British Columbia
Manitoba
New Brunswick
Newfoundland
Ontario
Prince Edward Island

- 2-year fixed
  3-year fixed
  4-year fixed
  5-year fixed
  5-year variable

Scotiabank Mortgage Rates

TD Bank Mortgage Rates

Other Lenders

Alterna Savings
Butler Mortgage
CMLS Financial
Canadian Western Bank
DUCA
Desjardins
Dominion Lending
Equitable Bank
First National
HSBC
ICICI Bank
Laurentian Bank
Manulife
Marathon Mortgage
Meridian Credit Union
Mortgage Alliance
National Bank
Nesto
QuestMortgage
Rocket Mortgage
Shinhan Bank
Simplii Financial
Tangerine
True North Mortgage

Rates by Province

Alberta
British Columbia
Manitoba
New Brunswick
Newfoundland
Ontario
Prince Edward Island

Rates by Term

2-year fixed
3-year fixed
4-year fixed
5-year fixed
5-year variable

Compare Rates

BMO Mortgage Rates

CIBC Mortgage Rates

RBC Mortgage Rates

Scotiabank Mortgage Rates

TD Bank Mortgage Rates

Other Lenders

Alterna Savings
Butler Mortgage
CMLS Financial
Canadian Western Bank
DUCA
Desjardins
Dominion Lending
Equitable Bank
First National
HSBC
ICICI Bank
Laurentian Bank
Manulife
Marathon Mortgage
Meridian Credit Union
Mortgage Alliance
National Bank
Nesto
QuestMortgage
Rocket Mortgage
Shinhan Bank
Simplii Financial
Tangerine
True North Mortgage

Wealthsimple

Real Estate

Get started

Questions?
Bring it on!

No one’s born knowing everything about mortgages (except maybe our experts). We’re here to help you figure it out. We believe there are no stupid questions, bring it!

Gives us a call

We’re available every weekday,
9am - 5pm.

1-647-360-4555

1-855-424-7317

Send us an email

Want to keep it digital?
We’ll respond in 24h.

hello@pine.ca

Mail us a letter

We’re always up for a
little snail mail.

1 University Ave, 3rd Floor, Suite 120, Toronto, ON M5J 2P1

Question? We've got answers.

What’s involved in getting a mortgage from Pine?

Pine wants to make the mortgage process simple.

We are here from start to finish to ensure a smooth, efficient, and delightful experience. Pine has created a simple, easy-to-understand online application, and, with just a few clicks, our experts can start working on getting you approved. Pre-approvals are faster than at the traditional banks (usually within 24hrs), so you can get onto the fun part—shopping for your new home!

With Pine by your side, you need not worry about having to complete any more bank applications. We are your trusted experts, and, if you have any questions, give us a call, and we are here to help.

Does Pine charge any lender fees?‍

Nope. Pine does not charge any fees (origination fees, application fees, processing fees, underwriting fees).

Will I have a point of contact at Pine?

You betcha! As soon as the application is started, a mortgage agent will contact you. You can also contact our team anytime throughout the process.

We’re available by phone, email, and chat Monday - Friday from 9AM - 5PM EST. (Holiday hours might differ).

Is my data secure with Pine?

The security of your data is paramount. We’ve implemented the highest standards in cyber and physical security, over and above the industry protocols. For more information, please refer to our Privacy Policy.

How much of a down payment does Pine require?

A minimum downpayment of 5% is required. Mortgages with less than a 20% down payment need to have mortgage loan insurance provided by either CMHC, Sagen, or Canada Guaranty.