What is a mortgage pre-approval?
Real estate moves quickly, and being pre-approved will help ensure you’re able to commit to the right home when it comes along, without any delays. A mortgage pre-approval is a commitment, that is always conditional, of the exact amount your mortgage provider will lend to you. Pine's pre-approvals are faster than at the traditional banks (usually within 24hrs), so you can get onto the fun part—shopping for your new home!
Fixed
The rate of your mortgage remains fixed for the term, regardless of changes in the market.
Adjustable
Your monthly mortgage payments can go up or down based on the Bank of Canada’s prime interest rate
How it works
Apply online
Click ‘Get started’ in the top right corner to open the application. Apply online in under 10 minutes and kickstart your home financing journey.
Submit documents
Upload your ID and supporting documents to help us determine what you can afford via our safe and secure customer portal.
Get approved
Get ready to turn your dreams into reality. Our expert mortgage advisors will walk you through the best options for your unique financing needs.
Closing
You’ve officially made it to the last stage of the mortgage process. Here is where all of the final documents are signed and the funds are released.