Who is Wealthsimple?
Trusted by over 3 million Canadians, Wealthsimple is changing the way people do money. With management fees 4x lower than the average mutual fund, commission-free stock trading and Canada's highest-interest chequing account — your money is worth more with them.
Learn moreWealthsimple clients
get even more
As a qualified Wealthsimple client, receive a personalized mortgage rate and bonus cash back to help turn your dream home into reality.
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$1 in assets
$1000
Core cash back
$100,000 in assets
$3000
Premium cash back
$500,000 in assets
$5000
Generation cash back
It pays to be a Wealthsimple client
Your cash back total is based on a combination of your mortgage amount and your client status.*
Mortgage amount
$150,000-$249,999
$250,000-$499,999
$500,000-$749,999
$750,000-$999,999
$1,000,000+
Core
Premium
Generation
$150
$500
$1,000
$300
$750
$1,500
$450
$1,000
$2,000
$750
$1,500
$2,500
$1,000
$3,000
$5,000
* See Terms and Conditions.
Fixed Mortgage Rate
The rate of your mortgage remains fixed for the life of the loan, regardless of changes in the market.
Adjustable
Your monthly mortgage payments can go up or down based on the Bank of Canada’s prime interest rate
The reviews are in
Andre Rocha,
Pine customer since September 2023
Ankur Anand,
Pine customer since July 2023
Jonathan Harris,
Pine customer since May 2022